By accessing or using the website available at [URL] and all content, services and products available at or through the Website (collectively, the "Website") you agree to be bound by these Terms of Service. The Website is offered by LlamaRisk (“LlamaRisk”, “us” or “we”), an independent risk analysis group. If you do not agree with these terms, you may not use the Website.
License
By accessing or using the Website, you are granted a limited, non-exclusive, non-transferable right to use the Website and its content, including text, graphics, user interfaces, visual interfaces, photographs, trademarks, logos, sounds, music, videos, artwork, computer code, and other materials (collectively, "Content") solely for your personal, non-commercial use in accordance with these Terms of Service. You do not acquire any rights or licenses to the Website or its Content beyond this limited use.
Website Content
The content on our Website is for informational purposes only. We make no representations or warranties of any kind, express or implied, as to the accuracy, completeness, or reliability of any information on our website. You acknowledge that any reliance on such information is solely at your own risk.
All the materials provided in connection with your access and use of the Website are for informational purposes only. Before you make any financial, legal, technical, or other decisions involving the content on the Website, you should seek independent professional advice from a licensed and qualified individual in the area for which such advice would be appropriate. You acknowledge and agree that we are not responsible for the availability of such external sites, applications or resources, and do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such sites or resources.
Use of Our Website
You may use our Website only for lawful purposes and in accordance with these Terms of Service.
In connection with your use of the Website and its Content, you agree not to:
a) Violate any applicable local, state, national, or international laws or regulations, including those pertaining to antitrust, economic sanctions, and export controls.
b) Interfere with or disrupt the Website's networks or servers, or those of any related entities.
c) Forge headers or otherwise manipulate identifiers to disguise the origin of any information transmitted through the Website.
d) Upload, download, post, transmit, or distribute any material that infringes on the rights of LlamaRisk or any third party, including intellectual property rights and privacy rights.
e) Disrupt or interfere with any other user's enjoyment of the Website or affiliated or linked websites.
f) Conduct any systematic retrieval of data or other content from the Website to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
g) Attempt unauthorized access to any part of the Website or any other individual's account.
h) Overload, flood, or crash any system or network connected to the Website.
i) Use any automatic or manual process to harvest information from the Website or to circumvent navigational structure or presentation of the Website to obtain or attempt to obtain any materials, documents, or information through means not purposely made available through the Website.
j) Make the Website's Content available to any third party, create derivative works of the Content, or use the Content for commercial purposes, including providing services to third parties.
You are also prohibited from using linking, deep-linking, framing, or scraping technologies, as well as any robots, spiders, or other automatic devices, or manual processes to access, monitor, copy, or interfere with the Website or its Content without our express written permission.
We reserve the right to terminate or restrict your access to the Website if, in our sole discretion, we determine that you have violated any provision of these Terms of Service.
No Advice
The content on this Website, especially any financial data or analyses, is provided solely for informational and educational purposes. It does not constitute financial, legal, or other professional advice. Moreover, it should not be regarded as an offer or a solicitation of an offer to buy, sell, or engage in any kind of investment activity. You should not rely on this content to make investment decisions or consider it as a recommendation to partake in any transaction involving investments. We do not solicit the purchase or sale of loans, securities, or any investments.
References to specific investments, securities, ratings, or any observations concerning a security or investment on this Website are not recommendations to buy, sell, or hold such investments or securities. Users of the Website should not base investment decisions solely on this content. It is not a substitute for professional judgment and experience in making business decisions.
Disclaimer of Warranties
Our Website is provided "as is" and "as available" without warranty of any kind, either express or implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that our Website will be uninterrupted or error-free, that defects will be corrected, or that our website or the server that makes it available are free of viruses or other harmful components. We do not warrant or make any representations regarding the use or the results of the use of our Website or its contents in terms of their correctness, accuracy, timeliness, reliability, or otherwise. Your use of our Website and its contents is at your own risk.
Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEITHER LLAMARISK NOR ITS SERVICE PROVIDERS INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE WEBSITE WILL BE LIABLE FOR ANY INCIDENTAL, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, OR DAMAGES FOR LOST PROFITS, LOST REVENUES, LOST SAVINGS, LOST BUSINESS OPPORTUNITY, LOSS OF DATA OR GOODWILL, SERVICE INTERRUPTION, COMPUTER DAMAGE, OR SYSTEM FAILURE, OR THE COST OF SUBSTITUTE SERVICES OF ANY KIND ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR FROM THE USE OF OR INABILITY TO USE THE WEBSITE WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT LLAMARISK OR ITS SERVICE PROVIDERS HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, EVEN IF A LIMITED REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL LLAMARISK’S TOTAL LIABILITY ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR FROM THE USE OF OR INABILITY TO USE THE SITE EXCEED ONE HUNDRED U.S. DOLLARS ($100).
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE LIMITATIONS SET FORTH ABOVE MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE WEBSITE OR WITH THESE TERMS OF SERVICE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE WEBSITE.
Indemnification
You agree to indemnify and hold harmless LlamaRisk and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or related to your violation of these Terms of Service or your use of our Website.
Intellectual Property Rights
Ownership and intellectual property rights in this Website and all content, including but not limited to models, software, information, data, documentation, computer programs, systems, customizations, enhancements, and the design, structure, selection, coordination, expression and any enhancements or additional content added thereto, shall remain the sole and exclusive property of LlamaRisk or our service providers as applicable. You are prohibited from copying, reverse engineering, or disclosing this material to any third party for any purpose whatsoever. Additionally, you must not, through act or omission, infringe upon our intellectual property rights in this Website or its content.
This Website and its Content have been developed, compiled, prepared, revised, selected, and arranged by LlamaRisk and our service providers through the application of methods and standards of judgment developed over substantial time, effort, and investment, thus constituting valuable intellectual property and trade secrets.
You agree to use commercially reasonable efforts to protect the proprietary rights of LlamaRisk and our service providers. You also agree to comply with all reasonable written requests from us to protect our contractual, statutory, and common law rights in this Website and its Content. You must promptly notify us in writing upon becoming aware of any unauthorized use of this Website or its Content or if you become aware of any claims that this Website or its Content infringes upon or constitutes an unlawful use of any third-party’s copyright, database right, trademark, or other proprietary, intellectual, contractual, statutory, or common law rights.
You are expressly prohibited from using any of LlamaRisk's trademarks, trade names, or service marks in any manner that is accessible by or available to the public or any third party. You acknowledge that you do not possess any ownership or licensing rights in or to any of these trademarks, names, or marks.
Privacy Policy
We take your privacy seriously. Our Privacy Policy governs the collection, use, and disclosure of your personal information. Please carefully review our Privacy Policy.
Links to Third-Party Websites
Our Website may contain links to third-party websites not owned or controlled by us. We are not responsible for the content, accuracy, or opinions expressed on these websites, and we do not endorse or sponsor these platforms or their content. We encourage you to read the Terms of Service and Privacy Policy of any of these third-party websites before using them.
Updates to the Terms of Service
We reserve the right to update these Terms of Service at any time without prior notice to you. You are responsible for reviewing these Terms of Service periodically to ensure that you are aware of any changes. Your continued use of the Website after any updates to these Terms of Service constitutes your acceptance of the updated terms. If you do not agree to the updated terms, you must stop using the Website immediately.
Modification of the Website
We reserve the right, at its sole and absolute discretion, to modify, suspend, or discontinue the Website or any part of its content, including the right to modify, substitute, eliminate, or enhance any product or service offered through the Website, at any time without prior notice for any reason. We will not be liable to you or any third party for any changes or discontinuance of the Website or its content.
Governing Law
These Terms of Service and your use of our Website shall be governed by and construed in accordance with the laws of BVI. Any legal action or proceeding arising out of or relating to these Terms of Service or your use of our website shall be brought exclusively in the courts of BVI and you hereby consent to the personal jurisdiction and venue of such courts.
Waiver and Enforceability
Our failure to exercise or enforce any right or provision of shall not constitute a waiver of such right or provision. If any provision of these Terms of Service is found by a court of competent jurisdiction to be invalid or unenforceable, such provision shall be modified to the minimum extent necessary to make it enforceable, thereby preserving as much of the intent of the original provision as possible. The remainder of these Terms of Service shall remain in full force and effect.
Miscellaneous
The section titles in these Terms of Service are provided for convenience only and have no legal or contractual effect. These Terms of Service constitutes the entire agreement between you and us regarding your use of the Website, superseding all prior agreements between you and us regarding this subject matter. These Terms of Service create rights and obligations only between you and us, and are not intended to benefit any third party or be enforceable by any third party.